Disclaimer

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Effective date: [Launch date] · Last updated: [Date]

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1. Educational purposes only

All content published on litvestments.com — including articles, commentary, portfolio data, book excerpts, and any other material — is provided for educational and informational purposes only. Nothing on this website constitutes financial advice, investment advice, a recommendation to buy or sell any security, or a solicitation to engage in any investment activity. Before making any investment decision, you should conduct your own independent research and, where appropriate, seek advice from a qualified independent financial adviser authorised and regulated by the Financial Conduct Authority (FCA).

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2. Not an authorised person

Marek Hruby and litvestments.com are not authorised or regulated by the Financial Conduct Authority or any other financial regulatory authority. No content on this site should be treated as coming from a person authorised to give financial advice under applicable UK law.

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3. Past performance

Where portfolio performance data is published on this website, it is provided for illustrative and educational purposes only. Past performance is not a reliable indicator of future results. The value of investments can fall as well as rise, and you may get back less than you invest. All portfolio data is self-reported by the author and has not been independently verified or audited by any third party. The performance shown does not represent the results of any managed fund, investment product, or advisory service.

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4. No guarantee of accuracy

While reasonable efforts are made to ensure the accuracy of content published on this website, no representation or warranty is made as to its accuracy, completeness, or fitness for any particular purpose. Information may become outdated and is not updated in real time. Any opinions expressed reflect the personal views of the author at the time of writing and are subject to change without notice.

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5. Limitation of liability

To the fullest extent permitted by applicable law, Marek Hruby and litvestments.com accept no liability for any loss or damage — whether direct, indirect, or consequential — arising from your use of, or reliance on, any content published on this website. You use this website and its content entirely at your own risk.

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6. Third-party links and sources

This website may contain links to or references of third-party websites and sources for informational purposes only. No responsibility is accepted for the accuracy or content of any external site.

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7. No affiliation

litvestments.com is not affiliated with, sponsored by, endorsed by, or in any way officially connected to Berkshire Hathaway Inc., Warren Buffett, Charles Munger, or any other individual or organisation referenced on this website. All such references are made solely for educational and commentary purposes.

 

8. Governing law

This disclaimer is governed by the laws of England and Wales. If you are accessing this website from outside the United Kingdom, you are responsible for ensuring that your use of the site complies with local laws and regulations in your jurisdiction.

 

9. Changes to this disclaimer

This disclaimer may be updated from time to time. Your continued use of this website following any update constitutes your acceptance of the revised terms. Questions may be directed to [Insert contact email].